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CertesFinancialPros.com (the “Website”) is not a direct lender or a lending partner and does not originate loans, offer credit, or make any credit-related decisions. Its primary function is to facilitate connections between users and independent third-party lenders or financial service providers. The Website does not charge users any fees for its service, nor does it require users to proceed with any lender or accept any financial product presented. All content related to short-term or installment loan products is provided strictly for informational purposes. Certes Financial Pros LLC does not endorse any particular lender, and we are not liable for the conduct, offers, terms, or outcomes associated with lenders listed or accessible through the Website. We do not collect or retain details about specific fees, interest rates, or repayment terms offered by participating lenders. Submitting your information on this Website does not guarantee loan approval, qualification for any specific loan product, or the receipt of funds.
Please be advised that our services and those of the lenders in our network may not be available in all states. In some cases, you may be matched with a tribal lender, which may be governed primarily by tribal law and select federal regulations—not state law, including laws that enforce limits on interest rates (usury laws). By submitting a loan inquiry through the Website, you agree that (a) your information may be shared with third-party lenders and marketing partners within our network, and (b) those parties may obtain consumer reports and credit-related data from national credit bureaus like Experian, TransUnion, or Equifax in order to assess your creditworthiness. All lenders perform some form of credit evaluation, traditional or otherwise. Advertisements or offers mentioning “No Credit Check” should not be taken to mean that no credit review will be performed. Loan eligibility, approval, interest rates, and loan terms are determined by individual lenders based on their criteria and your personal financial profile.
Loans arranged through this platform are intended for personal, household, or family use. Borrowers may need to demonstrate their ability to repay before final approval is granted. Conditional approvals may be issued subject to the submission and verification of supporting documentation. Disbursement timelines vary depending on lender processes and receipt of all required materials. Many lenders recommend early repayment to reduce interest charges and overall cost of borrowing. Short-term loans, installment loans, and payday loans should be used responsibly and only when necessary. If you have questions regarding a specific loan or agreement, please contact your lender directly.
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