Consent to Electronic Signatures, Records, Disclosures, and Communications
Please read this section carefully and in its entirety before submitting any personal information through our website or proceeding with any interactions related to loan request services. By using this platform, you acknowledge and agree to conduct business electronically under the terms and conditions set forth below.
General Consent and Agreement
By submitting your information via our online form and affirmatively indicating your consent (e.g., by checking a box or clicking a button labeled with terms such as "I Agree" or "Submit"), you confirm that you have reviewed and understood this Electronic Consent Disclosure. You also acknowledge your willingness to:
- Conduct transactions electronically,
- Communicate with our platform and third-party lenders via electronic means, and
- Receive all required notices, disclosures, records, and communications in electronic form.
This consent applies not only to your use of our loan connection services but also to any ongoing relationship you may establish with third-party lenders or financial service providers through our platform. If you are connected with a lender, you will be required to provide further electronic consent (commonly referred to as "e-consent") in order to review, sign, and receive loan agreements, truth-in-lending disclosures, privacy notices, payment schedules, and other important legal documents.
Physical Copies of Legal Documents
You have the right to request printed versions of any electronic records, notices, or disclosures—free of charge. This request must be made directly to the respective lender or service provider with whom you are conducting business. The availability and format of these documents will be governed by the lender’s internal policies and all applicable federal or state laws and regulations.
Scope and Application of E-Consent
Your consent to electronic transactions and communications applies broadly to all interactions that occur between you and third-party lenders. This includes, but is not limited to:
- Communications conducted via desktop or laptop computers, smartphones, tablets, and other internet-enabled devices;
- The receipt and review of legal notices, disclosures, loan agreements, and regulatory documents;
- The use of electronic signatures to execute agreements;
- Electronic transmission and storage of financial records, including payment schedules and authorization forms.
By providing your e-consent, you acknowledge and accept that such electronic communications and transactions carry the same legal weight and enforceability as if such activities were conducted via physical, paper-based means.
Technology and System Requirements
To access, view, and retain electronic documents and engage in electronic transactions, you must have access to the following minimum system requirements:
- A functioning personal computer, tablet, or smartphone with internet access;
- A valid and accessible email account;
- A compatible web browser that supports 128-bit encryption (e.g., Microsoft Edge®, Mozilla Firefox®, Google Chrome®, Safari®);
- A program capable of opening and reading Portable Document Format (PDF) files, such as Adobe Acrobat Reader® or an equivalent.
Depending on your lender's policies, additional technical capabilities may be necessary. You are strongly encouraged to confirm that your device and software meet these requirements prior to consenting to electronic communications.
Withdrawing Electronic Consent
Your e-consent to use this loan connection platform and submit your initial inquiry is considered a one-time transaction. Once your information has been submitted and shared with third-party lenders, your ability to withdraw your consent rests solely with those lenders. You may withdraw your consent to receive further electronic communications from a specific lender at any time and at no cost by contacting that lender directly.
Please note: Withdrawing your e-consent may prevent the lender from processing your application, extending a loan offer, or delivering legally required disclosures. However, this action will not affect the validity or enforceability of any documents or disclosures previously provided to you in electronic form.
Updates to Contact Information
You are responsible for keeping your contact details accurate and up to date. If your email address, mailing address, or phone number changes, you must notify your lender or financial provider directly to avoid any disruption in communication or delay in receiving important notices.
