Electronic Consent (eConsent)

What is Electronic Consent?

Electronic consent (eConsent) is your agreement to receive important documents and communications from us in electronic format instead of paper. This includes loan agreements, disclosures, notices, and other legally required documents.

Legal Effect of Electronic Communications

Types of Electronic Communications

By providing your consent, you agree to receive the following types of communications electronically:

• Loan applications and agreements
• Truth in Lending Act disclosures
• Privacy notices and policy updates
• Terms of use and service agreements
• Account statements and payment notices
• Collection notices and communications
• Legal notices and regulatory disclosures
• Marketing communications (where permitted)

How You Will Receive Electronic Communications

Electronic communications may be delivered to you through:

System Requirements

To access electronic communications, you will need:

Keeping Your Information Current

It is your responsibility to keep your contact information current with us. You must promptly notify us of any changes to your:

• Email address
• Phone number
• Mailing address
• Other contact information

Failure to keep your information current may result in important communications not reaching you.

Withdrawing Your Consent

• Withdrawing consent may affect our ability to provide you with services
• You may be required to pay fees for paper copies of documents
• Some services may not be available if you withdraw electronic consent
• Withdrawal will not affect the legal validity of communications sent before withdrawal

How to Withdraw Consent

To withdraw your electronic consent, you may:

Paper Copies

You have the right to request paper copies of any electronic communication. Paper copies may be subject to a reasonable fee. To request paper copies, please contact us using the information provided above.

Technical Support

If you experience technical difficulties accessing electronic communications, please contact our technical support team. We will work to resolve any issues and ensure you can access important documents.

Updates to This Disclosure

We may update this Electronic Consent Disclosure from time to time. Any changes will be posted on our website, and we will notify you of significant changes through electronic communication.

For further details, please visit our Electronic Consent Disclosure page.

Contact Information

If you have questions about electronic consent or need assistance, please contact us: