Loan Information / Rates & Terms

Clear and Flexible Loan Options - We provide installment loans with fixed rates and predictable repayment schedules, allowing you to manage your finances confidently.

Loan Overview

Loan Amounts
$100 to $5000
APR Range
5.99% to 35.99%
Repayment Terms
4 to 18 months
Origination Fee
$0

Note: Actual terms may vary based on individual qualifications and state regulations.

Loan Examples

See how our installment loans work with these representative examples

Small Emergency Loan

Loan Amount: $500
APR: 24.99%
Term: 6 months
Monthly Payment: $95.31
Total Repayment: $571.86

Medium-Term Loan

Loan Amount: $2,000
APR: 18.99%
Term: 12 months
Monthly Payment: $184.58
Total Repayment: $2,214.96

Larger Purchase Loan

Loan Amount: $5,000
APR: 15.99%
Term: 18 months
Monthly Payment: $310.04
Total Repayment: $5,580.72

Disclaimer: These are representative examples only. Your actual loan terms, including APR and monthly payments, will depend on your creditworthiness, income, and other factors as determined by the lender. All loans are subject to lender approval and state regulations.

Important Information
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Essential Details

Key information about our lending services and your loan process

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Loan Connecting Service

Certes Financial Pros LLC operates as a loan connecting service. We do not make lending decisions or fund loans directly. Instead, we connect you with independent third-party lenders who may offer loan products that meet your needs.

Connection Service Third-Party Lenders
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State Availability

Our services may not be available in all states. Loan availability and terms may vary based on your state of residence and applicable state regulations.

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Credit Considerations

Lenders may perform credit checks as part of their approval process. Your credit history, income, and other factors will influence the loan terms offered to you.

Credit Check Income Verification
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Responsible Borrowing

We encourage responsible borrowing. Only borrow what you need and can afford to repay. Consider all your options before taking on debt.

Responsible Affordable